International Major Medical Insurance is if you are working/ visiting overseas. Our Lloyds of London specialty underwriters offer highly affordable short term insurance rates for major medical & kidnap & ransom insurance. Through this program, we have the underwriting capacity allowing us to place risks that traditional insurance carriers can't or won't insure.

With so many of our clients working on film or event projects (such as documentaries, war/ relief effort footage, musical events, conferences, personal journeys, etc.) in potentially dangerous foreign locations, rest assured you can rely on our experienced team of entertainment insurance professionals to find you affordable coverage, fast. We know this industry works fast. Film Emporium can work with you last minute, or even the day before your trip. Do not take a chance.


US residents traveling abroad may be surprised to discover their traditional health insurance is not accepted or offers less-than-standard coverage. For this reason, the State Department advises international travelers to purchase short-term medical insurance while outside the US. The USAway Major Medical Plan is the perfect solution, offering medical coverage of up to $5 million along with other benefits for a safe, worry-free trip.


War & Terrorism coverage

( Limited War & Terrorism means claims caused or contributed to by an act of war or terrorism,

HOWEVER, this rider does NOT cover such claims consequent on:

(a) war and civil war (whether declared or not) other than passive war. Passive: defined as not taking part, or

(b) an act of war or terrorism involving the use or release of any nuclear weapon or device or chemical or biological agent, regardless of any contributory cause(s).


Hazardous sports/activities

(Hazardous Sports or Activities are activities which are considered to be more than a standard risk. These activities include: professional or recreational mountaineering, snow skiing, scuba diving, whitewater rafting, hang gliding, sky diving or bungee jumping.


The following activities are not covered by the Rider or the base coverage: Racing of any kind, all professional or semi-professional sports, and collegiate, sponsored, or interscholastic athletics.)

Benefits Include:

• Policy term up to 1 year

• Medical coverage available to $5,000,000

• Deductibles available from $0 to $5,000

• $100,000 for medical evacuation & repatriation of remains

• $25,000 for accidental death

• $5,000 of emergency return home

• $1,000 of trip cancellation

• $500 for outpatient prescription medication

• $500 for lost luggage

Example: Mr.Smith was snowboarding in the Italian Alps when he fractured his leg in the terrain park. Since this was not a life threatening condition his primary USA coverage did not cover the bill. Fortunately for Mr. Smith he had an International Major Medical policy that covered the $15,000 medical bills.

Definitions of Insurance Terms

Disclaimers

The content displayed on this website is for informational purposes only and is not an offer for insurance. Coverages referenced on this website may not be available in all territories and may vary depending on the exposure. Minimum premiums may vary by State. Click here for additional terms.

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